Let's compile a list......
Let's compile a list of Super Heroes who are overall LESS well off than REGULAR PEOPLE. As a child I would fantasize about being a super hero but some super heroes are arguably LESS well off than regular people at least in some areas. If you count Robocop as a super hero he might qualify.
1. Certain cyborg heroes (Robocop, Six million dollar man etc) As cool as being a cyborg would be I really would NOT want parts of my body being replaced by machinery. Even as a 1970s child watching the bionic man I NEVER actually wanted to be him, I was happy with my body parts being mine.
2. Bat Man. He's rich and cool as hell but a sad lonely tortured soul who never got over the loss of his parents and except for the happy ending of the Chris Nolan version would never be a truly happy person.
3. Spawn (duh)
4. The Hulk (his transformation even though it has saved his own and the lives of others is a curse that he is trying to get rid of)
5. The Thing (fantastic four). Permanent disfigurement, in the newest movie version he did not seem very happy about it though he accepted it in the end.